Health Savings Accounts may provide you with remarkable tax advantages. Provided by Christian H. DePaul, CFP, MS, CDFA Why do higher-income households inquire about Health Savings Accounts? They have heard about what an HSA can potentially offer them: a … Read More
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Tax Deductions Gone in 2018
What standbys did tax reforms eliminate? Provided by Christian H. DePaul, CFP, MS, CDFA Are the days of itemizing over? Not quite, but now that H.R. 1 (popularly called the Tax Cuts & Jobs Act) is the law, … Read More
Why Life Insurance Will Always Matter in Estate Planning
With or without the estate tax, it addresses several key priorities. Provided by Christian H. DePaul, CFP, MS, CDFA Every few years, predictions emerge that the estate tax will sunset. Even if it does, that will not remove the … Read More
Can We Afford to Live to 100?
Our increased longevity poses a retirement planning challenge. Provided by Christian H. DePaul, CFP, MS, CDFA Some of us may retire at 65 and live to 100 or 105. Advances in health care may make this a strong possibility. … Read More
Are Too Many Baby Boomers Too Indebted?
Financial burdens could alter their retirement prospects. Provided by Christian H. DePaul, CFP, MS, CDFA Imagine retiring with $50,000 of debt. Some new retirees owe more than that. Outstanding home loans, education debt, small business loans, and lingering credit … Read More
Having the Money Talk with Your Children
How much financial knowledge do they have? Provided by Christian H. DePaul, CFP, MS, CDFA Some young adults manage to acquire a fair amount of financial literacy. In the classroom or the workplace, they learn a great deal about … Read More
Congress Passes the Tax Cuts & Jobs Act
What will the near-term impact be? Provided by Christian H. DePaul, CFP, MS, CDFA On December 20, Congress passed the Tax Cuts & Jobs Act, sending the final version of the GOP tax reform bill to President Trump’s desk. … Read More
Avoiding the Cybercrooks
How can you protect yourself against ransomware, phishing, and other tactics? Provided by Christian H. DePaul, CFP, MS, CDFA Imagine finding out that your computer has been hacked. The hackers leave you a message: if you want your data … Read More
Should We Reconsider What “Retirement” Means?
The notion that we separate from work in our sixties may have to go. Provided by Christian H. DePaul, CFP, MS, CDFA An executive transitions into a consulting role at age 62 and stops working altogether at 65; then, … Read More
The Pros & Cons of Roth IRA Conversions
What are the potential benefits? What are the drawbacks? Provided by Christian H. DePaul, CFP, MS, CDFA If you own a traditional IRA, perhaps you have thought about converting it to a Roth IRA. Going Roth makes sense for … Read More