Without such strategies, they can risk going through their savings too fast. Provided by Christian H. DePaul, CFP Every day, articles appear urging people to save for retirement. These articles are so prevalent that it may seem like retirement … Read More
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Rehearsing for Retirement
Try living as a “retiree” for a month or two before you commit to leaving your career. Provided by Christian H. DePaul, CFP Imagine if you could preview your retirement in advance. In a sense, you can. Financially and … Read More
The Difference Between JTWROS & JT TEN
Sorting out the very subtle (and possibly important) distinction between the two acronyms. Provided by Christian H. DePaul, CFP JTWROS. JT TEN. What do these acronyms stand for? To what degree do their meanings differ? If you own or … Read More
How Will the Market Respond After the Election?
We may see some volatility, but equilibrium could quickly be restored. Provided by Christian H. DePaul, CFP What will happen on Wall Street after November 8? We can shrug and say, “who knows,” and that simple answer may be … Read More
What to Do Financially When a Spouse Dies
Steps to see that financial matters remain in good order. Provided by Christian H. DePaul, CFP When a spouse passes away, the emotion and magnitude of the loss can send our lives reeling. This profound change can also affect … Read More
Funding 35-40 Years of Retirement
If you live to 100, can you avoid outliving your money? Provided by Christian H. DePaul, CFP Will you live to 100? Your odds of becoming a centenarian may be improving. Earlier this year, the Centers for Disease Control … Read More
Can You Get More Income by Reapplying for Social Security?
Most of the loopholes that let retirees do this are gone, but two possibilities remain. Provided by Christian H. DePaul, CFP Years ago, retirees exploited loopholes in Social Security’s framework to dramatically increase their lifetime Social Security benefits. Many … Read More
Helicopter Money
Should America consider this radical economic stimulus tactic? Provided by Christian H. DePaul, CFP Imagine cash falling from the sky into the hands of grateful consumers. Fleets of helicopters hover over cities, dispensing massive flurries of $100 bills. Everyone … Read More
Is a SIMPLE IRA Right for Your Business?
A look at this easy-to-administer retirement program. Provided by Christian H. DePaul, CFP Do you want a simple retirement plan? A plan you can implement easily as an independent contractor or small business owner, without a lot of paperwork? … Read More
Could Insurance Save Your Retirement?
The right coverage might help to insulate you against a money crisis. Provided by Christian H. DePaul, CFP Most people begin insuring themselves when they marry or start a family. They buy coverage in response to two potential calamities … Read More