As you approach retirement, it may be time to pay more attention to investment risk. Provided by Christian H. DePaul, CFP, MS, CDFA If you are an experienced investor, you have probably fine-tuned your portfolio through the years in … Read More
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How Retirement Spending Changes With Time
Once away from work, your cost of living may rise before it falls. Provided by Christian H. DePaul, CFP, MS, CDFA New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they … Read More
Catching Up on Retirement Saving
If you are starting at or near 50, consider these ideas. Provided by Christian H. DePaul, CFP, MS, CDFA Do you fear you are saving for retirement too late? Plan to address that anxiety with some positive financial moves. … Read More
Combining Your Finances When You Marry
How separate (or intertwined) should your financial lives be? Provided by Christian H. DePaul, CFP, MS, CDFA Some spouses share everything with each other – including the smallest details of their personal finances. Other spouses decide to keep some … Read More
Financing a College Education
A primer for parents and grandparents. Provided by Christian H. DePaul, CFP, MS, CDFA A university education can often require financing and assuming debt. If your student fills out the Free Application for Federal Student Aid (FAFSA) and does … Read More
The Different Types of IRAs
This popular retirement savings vehicle comes in several varieties. Provided by Christian H. DePaul, CFP, MS, CDFA What don’t you know? Many Americans know about Roth and traditional IRAs, but there are other types of Individual Retirement Arrangements. Here’s … Read More
Are Financial Advisory Fees Tax Deductible?
In some cases, they may be. Read on. Provided by Christian H. DePaul, CFP, MS, CDFA Do you itemize your tax deductions? Then you might have a chance to partly or fully deduct the cost of the advisory fees … Read More
What Should You Keep?
Even with less itemizing, there are still tax documents you want to retain for years to come. Provided by Christian H. DePaul, CFP, MS, CDFA Fewer taxpayers are itemizing in the wake of federal tax reforms. You may be … Read More
A Retirement Gender Gap
Why a middle-class woman may end up less ready to retire than a middle-class man. Provided by Christian H. DePaul, CFP, MS, CDFA What is the retirement outlook for the average fifty-something working woman? As a generalization, less sunny … Read More
Retirement Plans for Individuals & Businesses
A look at some of the choices. Provided by Christian H. DePaul, CFP, MS, CDFA Households are saving too little for the future. According to one new analysis, 41% of Gen Xers and 42% of baby boomers have yet … Read More