Blog

Understanding the Gift Tax

Most of us will never face taxes related to money or assets we give away. Provided by Christian H. DePaul, CFP   “How can I avoid the federal gift tax?” If this question is on your mind, you aren’t alone. … Read More

Should Millennials Be Your Money Models?

Gen Y is doing some things right when it comes to saving & investing. Provided by Christian H. DePaul, CFP   Financially, Generation Y is often criticized for being risk averse & unaware. Is this truth, or is it fiction? … Read More

The Real Cost of College

It may not be what you think. Provided by Christian H. DePaul, CFP   How much will your family end up paying for college? Your household’s income may have less influence than you think – and some private colleges may … Read More

Beware of Emotions Affecting Your Money Decisions

Today’s impulsive moves could breed tomorrow’s regrets. Provided by Christian H. DePaul, CFP   When emotions and money intersect, the effects can be financially injurious. Emotions can cause us to overreact – or not act at all when we should. … Read More

Accentuating the Positive

Retiring? Saving for retirement? Here’s some good news. Provided by Christian H. DePaul, CFP   Are 90% of articles written about retirement pessimistic? Sometimes it seems that way. Repeatedly, we are reminded that most baby boomers haven’t saved enough for … Read More

Do Our Attitudes About Money Help or Hurt Us?

We may need to change them to better our financial prospects. Provided by Christian H. DePaul, CFP   Our relationship with money is complex & emotional. When we pay a bill, go to the mall, trade in a car for … Read More

The Real Cost of College

It may not be what you think. Provided by Christian H. DePaul, CFP   How much will your family end up paying for college? Your household’s income may have less influence than you think – and some private colleges may … Read More

A Portrait of Gen X Retirement Saving

Is this age group preparing adequately for the future? Provided by Christian H. DePaul, CFP   How would you guess Gen X is faring when it comes to retirement saving? Americans born between 1965 and 1980 are approaching what should … Read More

One Couple, Two Different Retirements?

After many years together, some retired spouses may find their daily routines far apart. Provided by Christian H. DePaul, CFP   When you see online ads or TV commercials about retirement planning, do they ever show baby boomer couples arguing? … Read More

Why Retirees Need Good Credit Scores

Careers & businesses end, but the need to borrow remains. Provided by Christian H. DePaul, CFP   We spend much of our adult lives working, borrowing, and buying. A good credit score is our ally along the way. It retains … Read More