Tax reform has lowered the threshold. Provided by Christian H. DePaul, CFP, MS, CDFA If you itemize, you should note the reduced medical deduction threshold for 2018. This year, you can deduct qualified medical expenses exceeding 7.5% of your … Read More
Author Archives: Christian DePaul
Tax Efficiency in Retirement
How much attention do you pay to this factor? Provided by Christian H. DePaul, CFP, MS, CDFA Will you pay higher taxes in retirement? Do you have a lot of money in a 401(k) or a traditional IRA? If … Read More
The Move Toward Fee-Based Advisory Accounts
Why financial professionals are changing their business models. Provided by Christian H. DePaul, CFP, MS, CDFA A major shift has occurred in the financial world. More and more financial professionals have moved away from the industry’s traditional compensation model … Read More
Why Life Insurance Matters for New Homeowners
It addresses a significant financial risk. Provided by Christian H. DePaul, CFP, MS, CDFA If you buy a home and you have no life insurance, there is a financial risk. It may not be immediately evident, but it must … Read More
Are Your Beneficiary Designations Up to Date?
Who should inherit your IRA or 401(k)? See that they do Provided by Christian H. DePaul, CFP, MS, CDFA Here’s a simple financial question: who is the beneficiary of your IRA? How about your 401(k) or annuity? You may … Read More
Wise Money Moves Young Women Can Make
Want a better financial future for yourself? Act now. Provided by Christian H. DePaul, CFP, MS, CDFA As a young woman, you have an opportunity to make some major financial strides. You truly have time on your side when … Read More
Why You Want a Retirement Plan in Writing
Setting a strategy down may help you define just what you need to do. Provided by Christian H. DePaul, CFP, MS, CDFA Many people save and invest vaguely for the future. They know they need to accumulate money for … Read More
Why You Should Have an Online Social Security Account
In monitoring your Social Security profile, you may help to thwart fraud. Provided by Christian H. DePaul, CFP, MS, CDFA Could your personal information soon be stolen? The possibility cannot be dismissed. Sensitive financial and medical data pertaining to … Read More
The Dow Dropped. Do Not Drop Out of the Market.
Last Monday’s plunge was hardly the disaster that some media outlets claimed. Provided by Christian H. DePaul, CFP, MS, CDFA On February 5, the Dow Jones Industrial Average took an unprecedented fall. The benchmark dropped 1,175 points, and it … Read More
Talking to Your Heirs About Your Estate Plan
They should not be left ill-informed or unaware. Provided by Christian H. DePaul, CFP, MS, CDFA Talking about “the end” is not the easiest thing to do, and this is one reason why some people never adequately plan for … Read More