Author Archives: Christian DePaul

What pre-retirees owe could compromise their future quality of life. Provided by Christian H. DePaul, CFP   The key points of retirement planning are easily stated. Start saving and investing early in life. Save and invest consistently. Avoid drawing down … Read More

Markets have cycles, and at some point, the major indices will descend. Provided by Christian H. DePaul, CFP   We have seen a tremendous rally on Wall Street, nearly nine months long, with the S&P 500, Nasdaq Composite, and Dow … Read More

Companies are luring & retaining employees with this key perk. Provided by Christian H. DePaul, CFP   What do your retirement plan participants wish you would offer? Besides the chance to save and invest part of their paychecks, that is? … Read More

Is your investment strategy as socially and environmentally conscious as you are? Provided by Christian H. DePaul, CFP, MS, CDFA   It’s not uncommon – Many a well-educated, socially conscious, environmentally friendly investor winds up buying shares of companies whose … Read More

What number should you strive to reach? Provided by Christian H. DePaul, CFP, MS, CDFA   It is agreed that the earlier you start saving for retirement, the better. The big question on the minds of many savers, however, is: … Read More

Investors attracted by bitcoin & other altcoins should recognize their downsides. Provided by Christian H. DePaul, CFP, MS, CDFA   Bitcoin. Ethereum. Litecoin. Ripple. These are just four of the cybercurrencies attracting opportunistic investors today. Are they the next big … Read More

How can you plan to protect yourself against this increasingly common crime? Provided by Christian H. DePaul, CFP   Debit card data theft has surged lately. According to FICO’s Card Alert Service, the number of businesses or ATM locations where … Read More

Have you been affected? If so, how can you try to protect yourself? Provided by Christian H. DePaul, CFP   On September 7, credit reporting agency Equifax dropped a consumer bombshell. It revealed that cybercriminals had gained access to the … Read More

Basic estate planning documents may not communicate your intentions. Provided by Christian H. DePaul, CFP   There are three degrees of estate planning: advanced, basic, and none at all. Basic is better than none, but elementary estate planning can still … Read More

A summary of what you need to know. Provided by Christian H. DePaul, CFP    Key Medicare enrollment periods are approaching. This fall and winter, there are three periods in which Medicare beneficiaries can either enroll or disenroll in forms of … Read More