We may see some volatility, but equilibrium could quickly be restored. Provided by Christian H. DePaul, CFP What will happen on Wall Street after November 8? We can shrug and say, “who knows,” and that simple answer may be … Read More
Monthly Archives: October 2016
What to Do Financially When a Spouse Dies
Steps to see that financial matters remain in good order. Provided by Christian H. DePaul, CFP When a spouse passes away, the emotion and magnitude of the loss can send our lives reeling. This profound change can also affect … Read More
Funding 35-40 Years of Retirement
If you live to 100, can you avoid outliving your money? Provided by Christian H. DePaul, CFP Will you live to 100? Your odds of becoming a centenarian may be improving. Earlier this year, the Centers for Disease Control … Read More
Can You Get More Income by Reapplying for Social Security?
Most of the loopholes that let retirees do this are gone, but two possibilities remain. Provided by Christian H. DePaul, CFP Years ago, retirees exploited loopholes in Social Security’s framework to dramatically increase their lifetime Social Security benefits. Many … Read More
Helicopter Money
Should America consider this radical economic stimulus tactic? Provided by Christian H. DePaul, CFP Imagine cash falling from the sky into the hands of grateful consumers. Fleets of helicopters hover over cities, dispensing massive flurries of $100 bills. Everyone … Read More
Is a SIMPLE IRA Right for Your Business?
A look at this easy-to-administer retirement program. Provided by Christian H. DePaul, CFP Do you want a simple retirement plan? A plan you can implement easily as an independent contractor or small business owner, without a lot of paperwork? … Read More
Could Insurance Save Your Retirement?
The right coverage might help to insulate you against a money crisis. Provided by Christian H. DePaul, CFP Most people begin insuring themselves when they marry or start a family. They buy coverage in response to two potential calamities … Read More
Mortgage Rates May Stay Low for a Long Time
Why aren’t they rising? Are they the new normal? Provided by Christian H. DePaul, CFP In November 2012, the interest rate on a 30-year home loan averaged just 3.31%. That was an all-time low. Simultaneously, the 15-year fixed-rate mortgage … Read More
Financial Steps to Take Before a Divorce
Wise moves to make before things are finalized. Provided by Christian H. DePaul, CFP Before your divorce goes through, it will be wise to check up on financial matters. It will be better to assess the state of your … Read More
Social Security: Myths vs. Facts
Dispelling some misperceptions about the program. Provided by Christian H. DePaul, CFP Some myths & misperceptions keep circulating about Social Security. These are worth dispelling, as more and more baby boomers are becoming eligible for their retirement benefits. Myth … Read More