New statistics point out an alarming financial problem. Provided by Christian H. DePaul, CFP $6,876. That is the average amount of credit card debt owed by an American household headed up by an individual aged 65-69.1 If you are … Read More
Monthly Archives: September 2016
What Expenses Could Change When You Retire?
Some costs could rise, fall or even disappear. Provided by Christian H. DePaul, CFP Your retirement may seem near at hand or far away, but one thing is certain: your future will differ from your present. Financially, that fact … Read More
Are Americans Growing More Optimistic About Retiring?
Pragmatism seems to be replacing pessimism, at least. Provided by Christian H. DePaul, CFP Is it okay to retire today? Many baby boomers shelved notions of retiring during the past few years. Layoffs, the decline in home values, the … Read More
Key Person Insurance
A way for businesses – especially niche businesses – to address a major risk. Provided by Christian H. DePaul, CFP Who are the people most crucial to your business? Have you taken steps to insure them? At every company, … Read More
How Women Are Planning Their Financial Futures
From assorted survey data, an interesting snapshot emerges. Provided by Christian H. DePaul, CFP Women are taking action to approach retirement with greater confidence. Some recent, intriguing survey data indicates that women are planning their financial futures with some … Read More
Do Our Biases Inhibit Our Retirement Savings Efforts?
They may affect our attempts to build wealth. Provided by Christian H. DePaul, CFP, MS, CDFA Picture an 18-wheeler, its 4,000-cubic-foot cargo trailer filled to capacity with stacks of $100 bills. The driver shuts and locks the trailer, closing … Read More
Why DIY Investment Management Is Such a Risk
Paying attention to the wrong things becomes all too easy. Provided by Christian H. DePaul, CFP, MS, CDFA If you ever have the inkling to manage your investments on your own, that inkling is worth reconsidering. Do-it-yourself investment management … Read More
What is a College Degree Really Worth?
Is higher education really the prerequisite for success? Provided by Christian H. DePaul, CFP, MS, CDFA Do you need a college degree to succeed? That assumption is long-entrenched, and it isn’t hard to see a relationship between education and … Read More
WHAT TO BRING TO A MEETING WITH A FINANCIAL ADVISOR
Crucial questions & essential documents. Provided by Christian H. DePaul, CFP, MS, CDFA The financial planning process is not merely a matter of numbers. When you meet with a financial advisor to map out a strategy for wealth accumulation … Read More
Are You Insured?
Too many Americans have no life insurance. Their loved ones may pay dearly for that choice. Provided by Christian H. DePaul, CFP, MS, CDFA September is National Life Insurance Awareness Month – a good time to think about the … Read More